BankWatch

We track the Banks so you don't have to.

Traffic Light Ratings

Every tracked product gets a green, amber or red rating against the live Australian market — no spreadsheets, no jargon.

Alerts That Count

Push and email alerts when you can save that show the dollar savings of switching. Set your own thresholds to be notified to reduce the noise.

Built for Australia

Insight specifically useful for Australians. Filter by Big 4 vs mutuals or create your own bank list. Intro periods and state-specific home-buying costs all baked in.

Market Comparison

Browse and sort every mortgage, credit card & term deposit for all Australian banks in one place. Understand the market before making a decision.

Learn & Calculate

An interactive mortgage calculator, a banking glossary, a rate performance guide and a step-by-step first home buyer journey — all in-app.

Privacy First

No ads, no data selling, no commission-driven rankings. Minimal sign-up data. Your financial info stays yours.

Coming soon on
Google Play

Available now for early preview

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No paid placementRankings are never skewed by who pays us

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Privacy by designWe don't ask for your name, sell your data, or run ads

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Built in AustraliaTailored to local lending. We understand the Australian lending landscape

How It Works

Tell us what matters

Set your preferences — what products you have, what you care about most.

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We scan the market

We compare thousands of products across all major Australian banks.

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Get matched

See your personalised traffic-light ratings and find better products instantly.

Learn the lingo, run the numbers

BankWatch isn't just a comparison tool — it's a place to understand what you're comparing.

Mortgage Calculator

Model repayments, payoff dates and the impact of extra payments — with a year-by-year amortisation breakdown.

First Home Buyer Journey

A step-by-step timeline from pre-approval to settlement, with state-specific costs and an eligibility questionnaire.

Rate Performance Guide

Understand how rates have moved historically and what that means for the deal you're looking at today.

Banking Glossary

LVR, comparison rate, offset, redraw — plain-English definitions for every term that matters.

Frequently Asked Questions

What types of products can I track?

You can track mortgages, credit cards, and term deposits from Australian banks.

How do you determine if a product is better?

We compare your product's rate against current market rates for similar products. Our traffic light system shows: Green means a great rate (top 20%), Amber means a moderate rate, and Red means there are better alternatives available.

How often will I receive alerts?

You can choose between daily or weekly notifications in Settings. We'll notify you when we find better products based on your preferences. You can control your "price consciousness" — from always notifying for any better rate, to only notifying when you can save a certain amount per month or when rates improve by a certain percentage.

Can I turn off notifications?

Yes, go to Settings and toggle off Push Notifications or Email Notifications. You can also adjust the frequency.

Where does your data come from?

We collect publicly available rates from Australian banks and financial institutions. Our data is updated regularly to ensure accuracy.

Do you take commissions from banks?

No! Unlike other comparison services, we don't take commissions or hide better deals. We show you the actual best rates available.

Is my financial data secure?

Yes! We only store basic product information like rates and loan amounts. We never ask for account numbers, passwords, or personal identification.

What information do you collect?

We only collect your email address and the product details you choose to track. We never sell or share your data. See our Privacy Policy for full details.

How do I delete my account?